The annual league table from Race for Opportunity, the business-led campaign that promotes ethnic minorities as customers, employees and suppliers, puts Lloyds TSB in top place. West Bromwich Building Society, HSBC, HBOS, Royal Bank of Scotland and Barclays all feature among the top 10 performers...[A] report by the British Bankers' Association in 2002...found that black entrepreneurs seeking bank finance suffered clear disadvantages that appeared linked to racial discrimination.