The private financial industry...[has] a major influence on...who in society gets access to financing and protection against risks; ... how financial services benefit the rich or the marginalized, sustainable development or environmental destruction. [companies referred to include ABN Amro, Bank Bali, Bank Negara Indonesia, Barclays, Bechtel, BNP Paribas, Citibank, Crédit Agricole, Crédit Lyonnais (part of Crédit Agricole), Crédit Suisse First Boston (CSFB) (part of Crédit Suisse), Deutsche Bank, Ernst & Young, Fortis, Grameen Bank, ING, KPMG, Lehman Brothers, Moody's, Munich Re, PricewaterhouseCoopers, Rabobank, Royal Bank of Scotland, Société Générale, Standard & Poor's (part of McGraw Hill), Standard Chartered, Triodos Bank, WestLB]